WPS Health Insurance is best known for major medical health plans, but we also offer additional coverage you may want to add for even more protection. These supplemental plans work with your health coverage to help fill gaps, such as deductibles, and protect you in areas your health plan may not.
You can rely on our team of professionals to help you pick the supplemental coverage that fits your lifestyle, no matter your stage of life. We’ll work one-on-one with you to create a coverage package that suits your lifestyle to help maintain your financial security no matter what life throws at you.
Accidents happen. That’s the premise of insurance, after all: insuring that our health, our car, our house, our financial security are all protected in case of whatever life throws our way.
Accident insurance is for, well, the accidents in life you can’t predict and that you might have to pay for due to a large deductible and out-of-pocket limits on your health plan. Accident insurance helps you handle the medical out-of-pocket costs that add up after an accidental injury. These benefits coordinate with any health plan you have so you can take the money you would have spent on your deductible and use it for other needs. It’s one of the best and most economical ways to help fill in that “gap” in your health plan; that large deductible or out-of-pocket maximum!
Don’t wait until after an accident has happened to secure this coverage.
Accident insurance is underwritten by Guarantee Trust Life (GTL) Insurance Company
If you’re diagnosed with a critical illness, the last thing you want to worry about is whether or not you can pay for your care; you want to focus on your recovery!
Unfortunately, out-of-pocket medical expenses are on the rise. With that in mind, critical illness insurance is designed to pay cash benefits directly to you and pays regardless of any other insurance coverage you may have, should you or a covered family member be diagnosed with cancer, suffer a heart attack, or have a stroke.
Critical Illness insurance complements existing medical benefits by providing additional financial protection for out-of-pocket expenses such as:
Coverage amounts from $10,000 - $75,000 are available and the cash benefit is paid directly to you to use the money wherever you need it the most!
Critical illness insurance is underwritten by Guarantee Trust Life (GTL) Insurance Company.
Regular dentist visits keep your mouth healthy and allow your dentist to watch for developments that may indicate other health issues. So, don’t put off your dental care!
Dental insurance is underwritten by Delta Dental.
It’s true that your health insurance plan might not cover all of your out-of-pocket expenses. It’s also true that there are solutions to help you cover those costs! Hospital indemnity plans provide cash benefits to help cover expenses associated with:
If you are confined to a hospital, hospital indemnity insurance can provide you with a cash benefit of up to $600 per day based on the plan you choose. It can also provide benefits for an ambulance or a skilled nursing facility—all instances where your current health insurance plan may have deductibles or copayments.
You get peace of mind knowing that your health insurance copays, deductibles, and coverage limits won’t surprise you after an illness or accident.
Hospital indemnity insurance is underwritten by Guarantee Trust Life (GTL) Insurance Company.
Did you know, according to the U.S. Department of Health and Human Services, most people who reach age 65 will require long-term care services at some point in their lives? You just can’t predict how long you may need to receive care services and who will be there to care for you.
Depending on the care you need, monthly costs can realistically reach $6,000+ a month!
Planning for long-term care is crucial. Some questions to consider when planning long-term care are:
Long-term care insurance is underwritten by Genworth Financial.
No matter what kind of life insurance you’re looking for, we can help:
We’ll work directly with you to choose a plan based on your needs and goals.
Facts about life insurance:
Our life choice plans also feature:
Life insurance is underwritten by Banner Life Insurance Company.